Home Insights Tertiary Life Settlement Market Market Insights · Institutional Trading The tertiary life settlement market: what it is and why sophisticated investors are paying attention. Why tertiary market trading volume now exceeds secondary market volume, how the three transaction types work, and what this maturation means for both institutional and individual investors in life […]

Home Insights Life Settlement Portfolio Construction For Investors · Portfolio Strategy Life settlement portfolio construction: diversifying across policies, ages, and insurers. Why one policy is never enough, the three diversification axes that actually matter, and what the variance-smoothing math looks like when you scale from a single policy to a diversified book. By John Sandoval […]

Home Insights Qualified Investor vs Accredited Investor Compliance & Regulatory · Investor Qualifications Qualified investor vs accredited investor: who can participate in life settlements? The three investor qualification tiers under federal securities law — accredited investor, qualified client, and qualified purchaser — their thresholds, and which tier determines access to different life settlement structures. By […]

Home Insights Buying Life Insurance Policies as an Investment For Investors · Complete Playbook Buying life insurance policies as an investment: the complete playbook for individual investors. What “buying life insurance as an investment” actually means, the two interpretations people confuse, and the 7-step playbook for individual accredited investors who want to purchase existing policies […]

Home Insights Life Settlement Investment Platforms For Investors · Platform Evaluation Life settlement investment platforms: what to look for before committing capital. How to evaluate any platform marketing life settlement investments to you — the 6 criteria that actually matter, the three platform types you’ll encounter, and the verification workflow to run before committing capital. […]

Home Insights Fractional Life Settlement Investments Compliance & Regulatory · Fractional Interests Fractional life settlement investments: buying partial interests in life insurance policies. How fractional ownership actually works, the 2025 Ninth Circuit ruling that clarified these are securities under federal law, and the premium call risk that turned a $99M fractional offering into a receivership. […]

Home Insights Life Settlement Returns Life Settlement · Returns & IRR Math Life settlement returns: how payouts are calculated and what investors can historically expect. The actual math behind life settlement IRR — the formula, the variables that drive outcomes, and the historical return ranges from LISA and academic research. Including the three scenarios that […]

Home Insights Can Retail Investors Buy Life Settlements? Life Settlement · Access & Requirements Can retail investors buy life settlements? Requirements, access, and options. The honest answer on whether non-accredited retail investors can participate in life settlement investing — the regulatory gate, the indirect pathways that technically exist, and why most of them aren’t what […]

Home Insights Minimum Investment for a Life Settlement Life Settlement · Capital Requirements What is the minimum investment for a life settlement? (2026 data) The honest numbers on what it actually takes to invest in life settlements — from fractional interests starting around $25,000 to direct policy ownership typically at $100,000 and above, plus the […]

Home / Insights / Life Settlement Marketplace Explained Life Settlement · Marketplace Guide Life settlement marketplace explained: how online platforms are changing alternative investing. A practical guide to how the modern life settlement marketplace works for both sides of the transaction — the institutional investors deploying capital and the seniors who own policies worth selling. […]