Cookie Policy

Cookies are small text files that a website places on your device (computer, tablet, or mobile) when you visit. They allow the website to recognize your device, remember information about your visit, and improve your experience.

Types of cookies

Cookies can be categorized in several ways:

• By origin:
  • First-party cookies — set by the website you are visiting (us)
  • Third-party cookies — set by domains other than the one you are visiting (e.g., analytics providers)
• By duration:
  • Session cookies — deleted when you close your browser
  • Persistent cookies — remain until they expire or are manually deleted

Similar tracking technologies

In addition to cookies, we may use other technologies that function similarly, including:

• Web beacons / pixel tags — tiny transparent images embedded in pages or emails
• Local storage — browser-based storage for preferences or session data
• Session replay tools — only if explicitly disclosed (currently not in use)

For simplicity, this Policy uses the term "cookies" to refer to all of these technologies.

Legal definition

Under the California Consumer Privacy Act (CCPA/CPRA), cookies that collect data identifying or reasonably linkable to you are considered "personal information" and are subject to the rights described in our Privacy Policy. Under the EU ePrivacy Directive, non-essential cookies require your consent before being placed.

We use cookies for the following specific purposes:

• To operate the website — core functions such as security, session management, and load balancing
• To remember your preferences — for example, whether you've dismissed the cookie banner or accepted certain cookies
• To understand usage — aggregated analytics about which pages visitors view, how long they stay, and which paths they follow through the site
• To improve the site — identifying friction points, broken links, and opportunities to improve the experience
• To protect against fraud and abuse — detecting suspicious activity

What we do NOT use cookies for

• Cross-site behavioral advertising
• Building profiles to sell to third parties
• Retargeting you across unrelated websites
• Collecting sensitive personal information as defined by CPRA
• Tracking minors under 18

We classify the cookies we use into four categories, consistent with industry standards and EU/California regulatory frameworks:

The following is our current cookies inventory. This list is updated regularly. If you identify a cookie on our site not listed here, please report it to info@highyieldvault.com.

Some cookies on our website are set by third parties that provide services to us or whose content we embed. We do not control these third-party cookies, and they are governed by the privacy policies of the respective third parties.

Third parties we currently use

Google Analytics & Google Maps

We use Google Analytics 4 to understand how visitors interact with our website, and Google Maps embed on our Contact page. Google's use of data is governed by:

• Google's Privacy Policy: policies.google.com/privacy
• Google Analytics opt-out browser add-on: tools.google.com/dlpage/gaoptout

We configure Google Analytics with IP anonymization enabled and have data sharing with Google products disabled, except for the product features we use.

Hosting provider (Hostinger)

Our website is hosted on Hostinger infrastructure. Hostinger may set cookies related to security, caching, and performance. See Hostinger's Privacy Policy for details.

WordPress core

Our website is built on WordPress, which sets certain cookies related to administration (these cookies affect only site administrators, not ordinary visitors).

No behavioral advertising networks

We do not currently use:

• Meta (Facebook) Pixel
• LinkedIn Insight Tag on our own domain (only if you visit LinkedIn externally)
• Google Ads conversion tracking
• TikTok Pixel
• Twitter/X conversion tracking
• Any cross-site retargeting or ad network cookies

You have several options to control cookies on our website:

1. Cookie consent banner

On your first visit, you may see a cookie consent banner. You can accept all cookies, accept only essential cookies, or customize your preferences for EU/UK visitors. You can change your preferences at any time by clicking the "Cookie Preferences" link in our footer.

2. Browser settings

Most browsers allow you to control cookies through their settings. You can:

• View cookies stored on your device
• Delete cookies (existing and new)
• Block all cookies or specific categories
• Block third-party cookies
• Set cookies to expire when the browser closes

Browser-specific instructions

• Google Chrome: support.google.com/chrome/answer/95647
• Mozilla Firefox: support.mozilla.org (clear-cookies-and-site-data)
• Apple Safari: support.apple.com/guide/safari/manage-cookies
• Microsoft Edge: support.microsoft.com (delete-cookies-in-edge)

3. Opt-out from Google Analytics

To opt out of Google Analytics specifically, install the Google Analytics Opt-Out Browser Add-On:
tools.google.com/dlpage/gaoptout

4. Industry opt-out tools

While we don't use advertising cookies, industry organizations offer tools to opt out of interest-based advertising across the web:

• Digital Advertising Alliance (USA): optout.aboutads.info
• Network Advertising Initiative (USA): optout.networkadvertising.org
• European Interactive Digital Advertising Alliance (EU): youronlinechoices.com

Global Privacy Control (GPC)

We honor opt-out preferences signaled through Global Privacy Control (GPC), a browser-level signal that automatically communicates your opt-out preference to every website you visit. If you have GPC enabled in your browser, we treat that signal as a valid request to opt out of sale or sharing of personal information under the CCPA/CPRA.

To enable GPC, use a browser or extension that supports it, such as:

• Mozilla Firefox (built-in in Global Privacy Control settings)
• DuckDuckGo Privacy Browser
• Brave Browser
• Browser extensions like Privacy Badger, OptMeowt

Learn more: globalprivacycontrol.org

Do Not Track (DNT)

Some browsers offer a "Do Not Track" (DNT) setting. Because there is no industry or legal consensus on how DNT signals should be interpreted, we do not respond to DNT browser signals at this time. We do, however, honor the Global Privacy Control signal, which is the more widely recognized mechanism under California law.

California residents (CCPA/CPRA)

If you are a California resident, you have the right to:

• Know what personal information we collect through cookies
• Delete personal information collected through cookies
• Opt out of "sale" or "sharing" of personal information (including cross-context behavioral advertising)
• Limit the use of Sensitive Personal Information
• Non-discrimination for exercising your rights

To exercise these rights, see Section 6 of our Privacy Policy, or email info@highyieldvault.com.

European residents (GDPR)

If you are located in the European Economic Area, UK, or Switzerland, you have the right to:

• Access the personal data we have about you
• Rectify inaccurate data
• Erase your personal data ("right to be forgotten")
• Restrict or object to processing
• Withdraw consent at any time (for consent-based processing)
• Lodge a complaint with your data protection authority

See Section 8 of our Privacy Policy for additional details on GDPR rights.

No sale of cookies data

We do not sell personal information collected through cookies to third parties for monetary consideration. In the preceding 12 months, we have not sold personal information as defined under the CCPA/CPRA.

Changes to this Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices, the cookies we use, or applicable law. When we make changes, we will update the "Last Updated" date at the top of this Policy. Material changes will be communicated prominently on our Website (typically via banner notification).

For material changes that require renewed consent under applicable law (such as adding marketing cookies), we will request your fresh consent before implementing the change.

Questions?

For questions about our use of cookies or this Policy, contact us using the information below. For broader privacy requests, see our Privacy Policy.