Compliance & Regulatory · Contestability Analysis Life settlement contestability incontestability clause operational 2026: lifecycle timeline and 4-carve-out framework. Most contestability articles address general consumer context. This article publishes the life settlement-specific operational application: contestability period lifecycle timeline covering the 2-year statutory window and post-incontestability status, reinstatement restart mechanics that reset the clock, and the four-carve-out […]

Compliance & Regulatory · Anti-STOLI Anti-STOLI compliance 2026: modern enforcement map, investor red flags, and the 29-state framework. Most articles about Stranger-Originated Life Insurance address individual court cases. This article integrates the 2019-2026 enforcement timeline with a 6-red-flag investor verification framework that accredited investors and their advisors apply before acquiring any secondary market policy. By […]

Compliance & Regulatory · For Investors Life settlement state regulation map 2026: investor compliance framework by insured domicile. Most state regulation overviews list adoption statistics. This one shows accredited investors which states’ policies are investable, which have restrictive waiting periods, and which remain unregulated — organized by the state of the insured’s domicile, not the […]

Compliance & Regulatory · For Investors Life settlement tax treatment 2026: the investor-side framework most articles miss. Most life settlement tax articles explain Revenue Ruling 2009-13 from the seller’s perspective. This one walks accredited investors through Rev. Rul. 2009-14, the post-TCJA reporting framework under §6050Y, NIIT application, state variability, and four common structuring vehicles. By […]