Home Insights Fractional Life Settlement Investments Compliance & Regulatory · Fractional Interests Fractional life settlement investments: buying partial interests in life insurance policies. How fractional ownership actually works, the 2025 Ninth Circuit ruling that clarified these are securities under federal law, and the premium call risk that turned a $99M fractional offering into a receivership. […]

Home Insights Life Settlement Returns Life Settlement · Returns & IRR Math Life settlement returns: how payouts are calculated and what investors can historically expect. The actual math behind life settlement IRR — the formula, the variables that drive outcomes, and the historical return ranges from LISA and academic research. Including the three scenarios that […]

Home Insights Can Retail Investors Buy Life Settlements? Life Settlement · Access & Requirements Can retail investors buy life settlements? Requirements, access, and options. The honest answer on whether non-accredited retail investors can participate in life settlement investing — the regulatory gate, the indirect pathways that technically exist, and why most of them aren’t what […]

Home Insights Minimum Investment for a Life Settlement Life Settlement · Capital Requirements What is the minimum investment for a life settlement? (2026 data) The honest numbers on what it actually takes to invest in life settlements — from fractional interests starting around $25,000 to direct policy ownership typically at $100,000 and above, plus the […]

Home / Insights / Life Settlement Marketplace Explained Life Settlement · Marketplace Guide Life settlement marketplace explained: how online platforms are changing alternative investing. A practical guide to how the modern life settlement marketplace works for both sides of the transaction — the institutional investors deploying capital and the seniors who own policies worth selling. […]

Home Blog How to Invest in Life Settlements Life Settlement Investing Guide How to invest in life settlements: a complete 2026 guide. I’ve spent the last decade helping investors and policyholders navigate life settlements, and the question I get asked most often is simply: how do I actually do this? Not the textbook definition — […]